Naturopathic treatment is a term for treatments that use natural substances to heal the body and prevent illness. Naturopathy falls under many categories, including herbalism, nutritionists, homeopathy, and more. The question of whether or not naturopathy is covered by insurance depends on what type of naturopath you are going to see. Some types of naturopaths might be covered by your insurance depending on your plan; others may not be covered at all.
The Pros and Cons of Health Insurance On Naturopathic Treatments
Pros:
- Some of the pros to having health insurance cover naturopathic treatments include being able to have a more holistic approach rather than just treating specific symptoms, as well as getting an annual physical exam.
- Naturopaths can be helpful for those who have been struggling with chronic conditions and want to explore other options besides traditional western medicine.
- Finally, it is convenient that you don’t need a referral from your doctor in order to see a naturopath through your HMO or PPO plan.
Cons:
- A big con would be that many people cannot afford this type of coverage since they are either self-employed or work at smaller companies without any kind of group benefits package (or if they do, their company doesn’t offer them).
- Many individuals also don’t know how to find out if their insurance covers naturopathic treatments.
5 Ways to Figure Out if Your Naturopathic Treatments are Covered by Insurance
It is always a good idea to know what your insurance will cover before going in for treatments. This way you can make sure that you are not wasting money by receiving treatments that won’t be covered. But how do we know if our naturopathic treatment will be covered? There are many ways to figure this out, but here are the five best ways!
- Check your policy. If you know that you have coverage for naturopathic treatment, this should be easy to figure out and can save you a lot of time from calling around.
*If the answer is not in question one, then continue onto next steps!
- Call your insurance company. It may take some patience on your part but it’s worth the wait because many times they will tell you what treatments are covered over the phone or even give an estimate of just how much would be paid towards them if they were indeed covered by insurance!
- Ask friends and family who use their health plans for advice. If someone has had success with getting naturopathic treatment reimbursed by their health plan, odds are good that they will know the answers to your questions.
- Call a naturopathic doctor’s office and ask them about their coverage policies. A reputable company should be able to tell you what treatments they cover or even offer an estimate of how much they would cost if covered by insurance!
- Call your health plan provider and ask for information on benefits related to alternative care like acupuncture, massage therapy etc. Many times these are included in package plans that come with different types of healthcare options so it never hurts to call up customer service (within reason) and just find out more!
Set a goal to get more healthy! Follow the five tips above and you’ll be well on your way to becoming healthier than ever before. Don’t forget that it is always best to know what treatments are covered by insurance so you can make sure they will all work for you, not against you! It may take some time but with patience this should be easy enough to figure out- just follow these simple steps and start feeling better in no time at all! And don’t forget about finding an alternative healthcare provider who also offers naturopathic treatment because there’s nothing like having options when looking for ways of improving one’s health or getting relief from chronic or other types of pain!
About the Authors
Society’s Voice advocates for Naturopathic treatments for a variety of physical and mental disabilities. Naturopathic medicine is a distinct system of primary health care that emphasizes prevention and the self-healing process through the use of natural therapies. We know that the efficacy of naturopathic medicine dates back to the 1890s, and are heartened to see naturopathic medicine undergo a rapid increase in public interest in recent years as a result of the growing consumer movement to solve the healthcare puzzle using prevention, wellness and respect for nature’s inherent healing ability.
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